Rule Change Woes Loom

Jason Featherby | The West Australian Monday, 16 April 2018 Banks have slammed the brakes on interest-only property loans, with APRA now requiring banks to limit new interest-only lending to 30 per cent of total new residential mortgages. Thousands of homeowners face looming financial crunch as some analysts estimate $60 billions of interest-only loans written at the height of the …

Market Update – April 2018

Welcome to our April market update. And just like that….the ASX 200 is back above 6,000 points and the negative of February and March have been recovered. Below we summarise key market returns to 30 April 2018. Australia delivered some tidy outperformance for the month versus US and global equities. The resource and energy sectors were the best performers for …

Market Update – March 2018

Welcome to our March market update. Australian equities fell 3.8% in March, topping off the worst first quarter performance since the GFC despite a mostly positive earnings season in February. All sectors aside from property were down for the month, with Telecommunications (-6.3%) again the worst performing sector. Industrials were the least affected (-0.9%), supported by gains in Brambles (+4%). …

Longevity risk: outliving your retirement savings

Longevity risk: outliving your retirement savings

Jason Featherby | The West Australian Monday, 9 April 2018 2:15PM The retirement period for most Australians is getting longer — for about 50 percent of us this will be a period of 25 years increasing the risk that we will outlive our savings and/or run out of money in retirement. Anyone who retires faces longevity risk — this is …

Why your kids don’t need to cost you the earth

Jason Featherby | The West Australian Tuesday, 27 March 2018 2:19PM All parents want “the best” for their kids. The best can mean a multitude of things depending on your priorities, financial situation and views on raising your children, but in most cases, it will be expensive. We all have dreams for our kids and want them to be happy, …

Investing in (the) children: Life costs rise when you become a parent

All parents want “the best” for their kids. The best can mean a multitude of things depending on your priorities, financial situation and views on raising your children, but in most cases, it will be expensive. We all have dreams for our kids and want them to be happy, lead fulfilling lives, be successful and ultimately have families of their own. …

Market Update – February 2018

Welcome to our February market update. Click here to access our monthly market update for February, with commentary on current market events below. After some early turbulence, the Australian share market managed to finish up, gaining 0.36% for the month of February and outperforming most major global markets. This was led by the healthcare sector (+7%), driven by CSL (+11.4%) …

Market Update – January 2018

Welcome to our January market update. Click here to access our monthly market update for January, with commentary on current market events below. The S&P/ASX 200 fell 0.45% in January, breaking a run of three consecutive months of positive returns. Health Care was the best performing sector, climbing 3.2%. Utilities were a notable laggard, falling by 4.5% as they were caught …

Market Update – December 2017

Happy New Year to you all! Welcome to our December market update. Click here to access our monthly market update for December, with commentary on current market events below. 2018 closed out a strong year, with the Australian market up around 12%. Resources were the biggest contributor, being up over 25%, with Health Care and IT also returning around these levels, however, …

Market Update – November 2017

Welcome to our November market update. Click here to access our monthly market update for October, with commentary on current market events below. The Australian stock market looks set to finish 2017 on a positive note, with the S&P/ASX Accumulation Index gaining 1.64% in November, albeit underperforming global stocks. In a continuation of October’s trends, the leading sectors were again Information …